Since 1996, FTL Finance has specialized in lease financing for HVAC consumers. They have provided our current Century Air customers with excellent customer service and fair credit evaluations.

Finance Equipment up to $35,000

Finance Service Work (ductwork, etc.) from $300-$12,500


Easy Approval Process

  • You’re more than a credit score, we look at your overall financial picture
  • There are no prepayment penalties
  • No default rate for missed payments or after a deferred interest period has expired
  • Simple paperwork
  • Automated response to credit applications
  • Online/auto payment options with no charge

Equipment We Finance:

  • Furnaces
  • Air Conditioners
  • Condensers
  • Coils
  • Air-Handlers
  • Heat Pumps
  • Generators
  • Oil-Burners
  • Wood Furnaces/Pellet stoves
  • Electrical Panels
  • Humidifiers
  • Boilers
  • Water Heaters
  • Tank-less Water Heaters
  • Water Filtration Systems
  • Geothermal Systems
  • Solar Panels
  • Zoning Equipment

How It Works

FTL Finance specializes in the financing of consumer HVAC equipment. Upon approval of the consumer’s credit application; Century Air will schedule the installation. FTL will pay the amount financed to the contractor directly when the installation is complete. The consumer will then receive billing information from FTL Finance. The consumer will contact FTL directly for all billing related customer service.

Enter some basic homeowner information below

A Century Air team member will review and email you the results. This prescreen will not affect your credit score.

PreScreens will be processed Monday-Friday 8 am to 5 pm CST.